Purchase

The Power of Homeownership

Being prepared is one of the smartest things you can do to help the home-buying process run smoothly. Getting prequalified for a mortgage gives you an idea of what your loan program and the amount you could borrow might look like in advance. This can give you a big advantage at different stages of your house hunt, from helping you prepare your budget and set your expectations, to strengthening your negotiating position with the seller when you’re making an offer on a home.

Home Values Go Up

Gain equity in a new home purchase here in Florida with the assistance from My Prime Mortgage LLC

Lower Your Taxes

Mortgage interest, unlike rent payments, is a tax write-off. Consult your Tax Advisor for more information.

Homebuyer Tip

Regardless of the loan amount you’re prequalified for, stick to your budget and the amount you can comfortably afford. Your lender may prequalify you for more than you think you can afford. If this happens, you can always scale back to a lower loan amount. You’re not obligated to share your pre-qualification amount with real estate professionals, so simply ask them to only show you homes in the price range that fits your financial comfort zone.

Why Get Pre-Qualified

Once you’ve built your budget and know how much of a monthly payment you can comfortably afford, getting prequalified allows you to estimate the loan amount and type that’s right for you. Then, when you’re searching for a home, you’ll know which homes are in your price range.

Get Pre-Qualified

Fill out our quick form and get pre-qualified in as little as 15 minutes

Why Choose My Prime Mortgage

My Prime Mortgage has over 50 years of mortgage experience here in Florida. We know the market and we know how to make sure you get the home you need.

Testimonials

  • Esperanza is a wonderful person and her company is very dedicated to their clients. Esperanza and her team stayed committed through our whole process. Their attitude never changed and their personality was always pleasant.

    Zillow

  • To work through the process of purchasing my house with MY Prime Mortgage was excellent, they took me step by step until the end, very grateful, 100% recommended and reliable

    Estrella O.

  • Excellent, very professional service, thank you for making the dream come true for a new family. May God bless you so that you can continue helping families to fulfill the long-awaited dream of having a house. I recommend them 100%

    Reynier G.

GET STARTED WITH US

My Prime Mortgage is Florida’s Premier Real Estate & Mortgage Company

Licensed Broker

Refinancing, 1st Mortgages, FHA, VA; we have the solutions you need for your Residential Lending Needs

Immediate Underwriting

My Prime Mortgage utilizes an automated underwriting system to give you a fast, accurate pre-approval

500+ Happy Clients

It’s no wonder why we are always ranked as the Best in the Business. Find out why agents and homeowners choose us!

A Team of Professionals

We provide you with experience in lending, real estate, title closings, appraisals and more

Got questions? Contact us